Brought to you by Andrew LaMacchia, Branch Manager at Fairway Home Mortgage — proud partner of Platinum Top 50 San Antonio

As a PT50 partner, I get to see firsthand what separates good agents from great ones — and it almost always comes down to the same thing: knowing the tools that solve your clients' real problems before they even ask.

Today, I want to put two of those tools directly in front of you. Whether you're working with a buyer who's nervous about the first few months of homeownership, or a seller whose home needs a little love before (or after) it hits the market, these two Fairway programs can be the difference between a stalled deal and a closed one.

1. Fairway Buy & Save™ — Make No Mortgage Payments for Up to Three Months

Affordability doesn't stop at the closing table. Even well-qualified buyers get nervous about what happens after they sign — moving costs, furniture, unexpected repairs. That's where Buy & Save comes in.

If your buyer is financing with FHA, VA, or USDA on a fixed-rate mortgage, and purchasing a single-family residence, PUD, or warrantable condo as their primary transaction, they may qualify to have their first three mortgage payments covered.

For you as the agent, this is a conversation starter that can turn "we're not ready yet" into "let's write an offer." It's also a great value-add to include in buyer consultations and listing presentations alike — sellers love knowing their buyer pool has fewer affordability objections standing in the way.

2. Fix It With Fairway — Renovation Loans That Solve the "Almost Perfect" House

We all know that house. Great bones, right neighborhood, right price — but the kitchen's stuck in 2005 and the roof needs work. Instead of watching that deal fall apart, renovation financing lets your buyer roll the purchase price and the renovation costs into a single loan.

Fairway offers the full suite: FHA 203(k), VA Renovation, USDA, Fannie Mae HomeStyle, and Freddie Mac CHOICERenovation— so there's a fit for nearly every buyer profile, from first-timers to move-up buyers to investors.

For listing agents, this also opens the door on properties that might otherwise sit — a dated home isn't a dead deal, it's an opportunity for the right buyer with the right financing.

Why This Matters Coming From Me

I've spent the last several years focused on one thing: giving San Antonio agents a lending partner who makes their transactions easier, not harder. Since getting licensed in 2017, I've personally funded more than $150 million in mortgage loans and helped over 500 families reach the closing table — work that's earned recognition including WalletHub's Best Mortgage Brokers, Mortgage Executive Magazine's Top 1% Mortgage Originators in America, and multiple President's Club and Top Producer honors.

But I'd rather let my clients say it. Here's what a couple of them had to say:

"Andrew simplified the purchase with a very organized information collection process that sailed through the underwriter's critical eye. The app was simple to use and the whole process was relaxed but efficient. Outstanding service, A+."
— The Dickersons

"Andrew was, hands down, the most helpful lender I've worked with — I wish I'd had someone to run the numbers with me the way he did before my first mortgage!"
— Daniel W.

That's the experience I want every one of your clients to have — organized, efficient, and stress-free from application to closing.

Ready to put these programs to work for your clients? Reach out today — let's talk through your next deal.

Andrew LaMacchia | Branch Manager, Fairway Home Mortgage | NMLS #1617675
andrew.lamacchia@fairwaymc.com | 210-854-7354 I WWW.CLEARTOCLOSETEXAS.COM

Fairway Mortgage is an Equal Housing Lender, NMLS ID #2289. For more licensing info, visit Licensing & Disclosures https://www.fairway.com/legal/legal-disclosures